can medical bills garnish wages

Can Medical Debt Take Your House? Liens, Lawsuits, and Homestead Rules

by
Can Medical Debt Take Your House

A medical debt collector cannot place a lien on your house without first winning a court lawsuit and obtaining a formal judgment. Losing a home to medical debt foreclosure is exceptionally rare due to high legal costs, PR risks for hospitals, and state homestead protections. Most states offer “Homestead Exemptions” that shield a specific amount … Read more

Can Medical Debt Collectors Garnish Your Wages? The 45-State Reality and How to Protect Yourself

by
Can Medical Debt Collectors Garnish Wages

Medical debt collectors can legally garnish your wages in 45 out of 50 states, but they cannot do it simply by sending a letter or making a phone call. A collector must first file a lawsuit against you, win the case in court, and obtain a formal judgment before they can touch a single cent … Read more