HB26-1267

Colorado Medical Debt Laws: What Applies in Colorado

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Colorado Medical Debt Laws

Colorado’s HB26-1267 legislation establishes a complete wage garnishment ban for medical debt, meaning collectors cannot legally take your paycheck even if they win a court judgment. Payment plans for medical bills in the state are now legally capped at 4% of a patient’s weekly income, stopping aggressive demands for unaffordable monthly installments. Under new regulations, … Read more

Colorado Medical Debt Statute of Limitations: 6 Years and New Protections

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Colorado Medical Debt Statute Of Limitations

The Colorado medical debt statute of limitations is 6 years (under CRS § 13-80-101). Once this 6-year window expires, a debt collector can no longer successfully sue you in court for the unpaid medical bill. However, Colorado residents have massive new protections coming: HB26-1267 bans wage garnishment entirely and limits payment plans to 4% of … Read more