state medical laws

Ohio Medical Debt Laws: What Applies in Ohio

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Ohio Medical Debt Laws

Ohio is currently considering HB 257, the Medical Debt Fairness Act, which proposes banning wage garnishment and capping interest at 3 percent for medical debt. Under current Ohio law, if a collector obtains a court judgment, they can still garnish up to 25 percent of your disposable wages. The legal window for a collector to … Read more

Nevada Medical Debt Laws: What Applies in Nevada

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Nevada Medical Debt Laws

Nevada law prohibits collection agencies from reporting medical debt to credit bureaus, removing one of the biggest threats collectors use against patients. State law strictly limits the ability of medical creditors to place property liens on your primary residence, protecting your home from medical judgments. While your credit and home have strong protections, collectors in … Read more