Texas Medical Debt Laws: What Applies in Texas

Texas Medical Debt Laws

Texas provides some of the strongest asset protections in the country for medical debtors. Your primary residence is protected by an unlimited homestead exemption, meaning a hospital cannot take your home. Medical debt collectors cannot garnish your wages in Texas. While wages and homes are safe, collectors can still attempt to freeze funds in your … Read more

Texas Medical Debt Statute of Limitations: 4 years

Texas Medical Debt Statute Of Limitations

Collectors have exactly 4 years to file a lawsuit against you for unpaid medical bills under Texas law. Making even a small partial payment on an old bill can instantly restart this four-year clock. Texas strictly forbids wage garnishment for medical debt, meaning your paycheck is legally protected even if a collector wins a court … Read more