Undue Medical Debt

Medical Debt Forgiveness Programs: What’s Available, Who Qualifies, and How to Find Them

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Medical Debt Forgiveness Programs

There is no single federal program that erases medical bills, but a patchwork of hospital policies, state laws, and nonprofit initiatives forgive billions in medical debt every year. Nonprofit hospitals are required by federal law to offer financial assistance. If you qualify based on income, they must forgive all or part of your bill. You … Read more

States Are Erasing Billions in Medical Debt. North Carolina Did $6.5 Billion. Here’s What That Actually Means.

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State Medical Debt Forgiveness Programs

State-level medical debt relief programs in places like North Carolina and Illinois are currently erasing billions of dollars in patient debt without requiring an application. These initiatives operate on a “passive forgiveness” model, meaning state governments purchase portfolios of hospital debt for pennies on the dollar and simply mail patients a letter stating their balance … Read more